To counteract American’s love for credit and denial of debt, the Homeownership Preservation Foundation had to demonstrate just how annoying debt can be in the only terms Americans can understand – annoyingly humorous television commercials. Addressing the 2.9 million home foreclosures that have occurred in the last five years, Minneapolis agency Colle+McVoy created two public service announcements that use annoyance to demonstrate just how annoying debt and it’s result can be. The two spots, Loud Mouth and Annoying were directed by Brendan Gibbons of Los Angeles’ Hungry Man Productions.
